What happens if I response/pay too late?

If you react too late, the recovery process can be continued. Concretely: new letters or costs may be added. But even then, it's important for you to contact us. We will find a solution together.

Tip: download the Kiwi app or its web application that gives you an overview of your outstanding debts in one click. You can pay immediately or simply request an installment plan. In addition, KIWI sends you messages, such as reminders, so you don't miss any deadlines. This way, you avoid extra costs, you are in direct contact with your file manager and you remain the director of your finances.